Got Regular Health Insurance

Got Regular Health Insurance? Back It With A Super Top Up Medical Insurance

The rising incidences of life-threatening diseases increase the need for high coverage health insurance policy. If you already have a base health insurance policy with a comparatively low sum assured, it is high time for you to consider a super top-up insurance plan. It enhances the policy coverage over and above your existing base policy at a lower cost. So, if you want to stay financially safe from those sky-high medical bills during a medical emergency, switch to super top-up health insurance plans. 

Benefits of  Super Top-Up Medical Insurance

Got Regular Health Insurance

At times, a single base health insurance is not sufficient, especially when you have a family to support.  The super top-up plan acts as an extension of base health insurance. You can use it when the maximum claim amount is exhausted. Let’s check out its exciting benefits:

Wider Coverage 

A super top up medical insurance plan offers healthcare coverage when a single claim does not go beyond the threshold limit.  Under this, health insurance companies consider the total of all hospitalization bills that are submitted, whether it is for single or multiple illnesses. It safe you from that extra financial burden that can derail your life and finances. 

One Time Deductible 

With super top-up health insurance plans, you need to pay your deducible amount only once. You can claim multiple times in a year regardless of the type of disease. In this way, it reduces your stress to pay such massive hospitalization bills in one go.


Having the best super top-up health insurance is a cost-effective way to protect yourself and your family against medical emergencies in the future. It’s a single time deductible feature, and a low premium does not overburden your budget. Therefore, a super top-up medical insurance gives you the means to beat medical inflation that can drill your pockets.

Customize Plans

These days leading health insurance companies offer several customize plans that cater to your and your family’s healthcare needs.  You can choose the higher sum insured that you can use during any medical emergency to avail the best treatment.

No Room Rent Capping

As health care cost in India is rising, so do room rent in the hospitals. At times, it difficult to choose the room because of its high charges. But, many companies offer super-top up plans without room rent capping. You can pick the room as per your preferences easily.

Cashless Hospitalization Facility

Under super top-up health insurance plans, you can avail of a cashless hospitalization facility during a medical emergency or planned treatment. You do not need to arrange cash to get admitted to the hospital. Your health insurance company will pay your hospitalization bills after deductible as per policy terms and conditions. The only thing you need to do is pick the listed network hospital where you can get this facility.

Top Indian Health Insurance Companies Offer Super-Top Up Health Insurance Plans

  • Digit Health Insurance
  • Care Health Insurance
  • HDFC Ergo
  • Bajaj Allianz
  • Star Health Insurance


Therefore, from the process of opting for super top-up health insurance to making a claim, it is easy, quick, and hassle-free! Grab the best top-up health insurance; it works as a back-up to your base medical insurance. So, you can avail of better healthcare, and live worry-free.

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