Cash App is a pretty handy tool, especially if you regularly put money into your account. But there’s another way to unlock even more functionality for Cash App and make sending and receiving money even easier: linking it to your checking account.
If you weren’t sure that was possible, read on. We’ll break down how you can link Cash App to your checking account step-by-step.
How To Link Cash App To A Checking Account
Luckily, linking Cash App to a checking account is quick and easy. To do this:
- Click on the Banking tab on your Cash App account home screen
- Then click Link Bank
- Then follow the prompts to input your bank account information. You’ll need your routing and account numbers for the checking account you want to link
That’s it! Cash App makes it easy to link your checking account and you can do it in a matter of minutes, provided you have access to the above information.
Why Link Your Cash App Account To Your Bank?
Given the ease with which you can link Cash App to your checking account, you might want to get started soon. If you link your Cash App account to your bank, you’ll immediately benefit from extra advantages or features.
Fast And Secure Payments
For starters, you can enjoy fast and secure payments with Cash App. Cash App will use the funds in your linked bank account if you don’t have enough money on your Cash App account to make a purchase or send it to a friend or family member.
You don’t have to worry about going through the step-by-step process of adding more funds to your Cash App account after you complete linking. In other words, linking your Cash App account to your bank account makes using the app much simpler than before.
Linking your Cash App account to your bank also provides you with some extra services. For example, Cash App allows you to buy and sell Bitcoin on the app, which is perfect if you need to make purchases online or if you want to start investing in this cryptocurrency.
However, note that while Cash App doesn’t charge any fees for using money on the app in general, it does charge you fees for buying or selling cryptocurrency. For instance, if you want to buy or sell Bitcoin, you’ll have to pay a small service fee. You’ll also need to pay a fee based on the current market price for Bitcoin crypto tokens depending on current market volatility.
That’s not all. When you link your Cash App to your checking account, you’ll also be able to buy and sell certain stocks. With Cash App, you can buy complete stocks, or you can buy partial stocks depending on how much money you have to use.
Thanks to these advantages, if you really want to use all of Cash App’s features, you need to link it to a qualifying bank account.
Debit Card Access
When you link your Cash App account to your checking account, you also get access to the Cash Card: a themed debit card that allows you to make purchases just like you would with a regular debit card linked to a bank account.
On top of that, you can use Cash App with other debit cards, like the Yotta debit card, to get free money. With that card, simply making a purchase gives you a chance to have that purchase reimbursed with no strings attached; it’s an easy way to get free cash quickly, albeit sporadically.
Debit card access and the ability to use your Cash App account with other credit and debit cards is itself a fantastic reason to link Cash App to your checking account as soon as possible.
Using Zelle With Your Account
Another great reason to link your Cash App account to your checking account is that you can use the Zelle service. Zelle allows you to quickly send and receive money with friends, family, or others who also use the service.
With Zelle, there are no fees to send or receive money. You can also use it for free with your Cash App account.
To use Zelle with your Cash App account, you need to have a linked checking account. Otherwise, you won’t be able to use the service.
Free ATM Withdrawals
Lastly, when you link Cash App to your checking account, and after you sign up for direct deposits, you can enjoy free ATM withdrawals. If you don’t follow these steps, you’ll have to pay $2 for every ATM withdrawal you make with your Cash Card.
Can You Change Your Linked Checking Account?
You can change a linked checking or other account linked to your Cash App account. To do this:
- Simply click the Banking tab on your Cash App account home screen
- Then click Linked Banks or Linked Accounts
- Then click on the account you want to modify
- Tap Remove Bank or Replace Bank
- Then just follow the next prompts. You can modify which bank is your primary checking account or remove a bank account from your Cash App account’s memory entirely if you so choose
In the end, there’s no reason not to link Cash App to your checking account, especially if you plan to use this mobile app frequently. Take full advantage of Cash App’s complete functionality and link it to your checking account today with the above tutorial!
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